A dedicated U.S. onshore senior engineer costs roughly $16,000-$17,000/month at a $100/hr blended rate. Nearshore runs ~$11,000/month, offshore ~$6,000/month, and a $150K in-house hire costs ~$16,250/month fully loaded (1.3× base salary). Adjust the inputs below to match your team.
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Team assumptions
Fully loaded @ 1.3× base (benefits, taxes, equipment)
U.S. Onshore
$100/hr · Senior U.S.-based engineer, EST hours
$34,640
per month
12-month total$415,680
Nearshore (LatAm)
$65/hr · Latin America, 1-3h EST overlap
$22,516
per month
12-month total$270,192
Offshore (India / SE Asia)
$35/hr · Minimal EST overlap
$12,124
per month
12-month total$145,488
In-house hire
$150,000 base × 1.3 loaded × 2 engineers
$32,500
per month
12-month total$390,000
Excludes ~$20K-$40K recruiting fee and 3-6 month ramp.
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These estimates use market-standard NYC/U.S. rates. For a live proposal with named engineers, request an onshore team.
Request onshore team →// faq
Frequently asked questions
- How is the fully loaded cost of an in-house engineer calculated?
- Fully loaded cost typically runs 1.25–1.4× base salary, covering payroll taxes (~7.65%), benefits (health, 401(k), PTO), equipment, software licenses, office/remote stipend, and recruiting amortization. This calculator uses a 1.3× multiplier as an industry-standard midpoint.
- Why is onshore staff augmentation cheaper than an in-house hire in year one?
- Because you skip recruiting fees ($20K-$40K per hire), benefits overhead, equipment, and ramp-down risk. A dedicated onshore engineer at $16K/mo ($192K/yr) is often less than a $150K base-salary in-house hire once you add 30% overhead ($195K).
- Should I pick nearshore or offshore for cost savings?
- Nearshore (Latin America) is 30-40% cheaper than U.S. onshore with 1-3 hours of time-zone overlap. Offshore (India, Eastern Europe, SE Asia) is 50-70% cheaper but has minimal EST overlap and higher coordination cost. For regulated industries or products needing tight iteration, onshore usually wins on total cost of delivery.
- What's not included in these rates?
- The rates cover an engineer's fully loaded delivery cost. Not included: your product manager, design, legal review, compliance audits, cloud infrastructure, or third-party software licenses. Enterprise pods at NextGen include a shared Delivery Manager.
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